Privacy Policy
 
Thank you for visiting the Incom Direct Website. Incom Direct has designed its Privacy Policy to inform you about our current data collection and how we use your personal and/or business information. From time to time, Incom Direct, LLC. may, without notice, modify or eliminate all or a portion of this Privacy Policy.
We obtain personal and/or business information needed to provide you with our goods and services.
When Incom Direct collects information directly from you, we obtain the information in order to provide you with our goods or services, to provide customer service and to fulfill any legal or regulatory requirements. When we obtain information about consumers and merchants from third parties, we use sources that we believe are reputable, including public repositories.
The only personal information we collect is information you provide us.
The only information we collect about you is information that you provide us. This information may include, for example, your name, mailing address, e-mail address and telephone number. If you supply us with personal data and request information from us, we will contact you to provide you with the information you requested. We may also contact you to follow up on your job opportunity inquiries, or we may send you other information about Incom Direct and its products or services that we believe you would find interesting or helpful.
We are committed to protecting the confidentiality of your personal and /or business information.

Incom Direct's policies limit access to the personal information we collect to those Incom employees and Incom vendors who need the information to fulfill their business responsibilities. We require our employees to adhere to Incom Direct's Privacy Policy. Employees who violate the Incom Privacy Policy are subject to disciplinary action, up to and including dismissal.

When Incom collects personal and/or business information about you, we handle this information in accordance with the terms and conditions in the applicable merchant agreements that we use. When Incom Direct engages vendors and other outside contractors, they are subject to their own policy statements and our contractual requirements. For purposes of credit reporting, verification and risk management, we may share information about you with third parties. We also will disclose information in response to a request issued by a court, government agency or regulatory authority.

We will inform you about the general uses of the information we collect about you.

When we have a direct customer relationship with you, we will strive to make information available to you about the general uses of the information we collect. This information is made available at the point of sale, through privacy notices on our website, in other formats that are publicly available, or through other means specified by applicable state and federal laws. In addition, when Incom obtains personal information about consumers indirectly through our merchants, we require the merchants to abide by all applicable local, state and federal laws and regulations.

We strive to give you choices about how your information will be used.

When we obtain personal information as part of our direct relationship with you, we will not share this information with non-affiliated third parties, except in the following circumstances:

In accordance with the Incom Direct Privacy Policy;
To facilitate and complete merchant-initiated or authorized transactions;
To comply with federal, state and local laws, including credit reporting laws and card association rules;
To combat and/or prevent fraud;
To offer products and services that Incom Direct believes may be of interest to you.
Because your needs may change, and Incom regularly develops new products and services, we may contact you to determine if we can provide you with additional services. Most of our customers appreciate hearing about our new products and services and prefer that we continue to contact them. If you would prefer not to be contacted we will make information available to you about how you may request to have your name removed from any Incom owned marketing lists.
We maintain procedures to assure the quality of information we collect and, in some instances, we inform you how you can access your information and make corrections, if necessary.

Incom Direct employs appropriate measures to assure the quality of information that we collect directly from you. In some instances, where Incom collects information directly from you, we inform you how to correct any erroneous or out-of-date information stored in our database. These requirements and procedures may vary by each Incom business activity. We abide by applicable laws related to such information.

We use appropriate security safeguards.

At Incom Direct, security is important. Incom employs appropriate measures to protect personal information collected against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security and other appropriate technologies. Incom continually reviews and enhances its security systems, as necessary.

Incom-Direct's Website may be linked to other Web sites.
Incom strives to meet our privacy program standards. In doing so, we do the following:
Employee privacy training and employee compliance related to the Privacy Policy
Periodic assessments of Incom Direct's compliance with this Privacy Policy
Periodic management review to ensure that Incom actively participates in appropriate privacy activities, including self-regulatory initiatives
How the Incom Direct Privacy Policy applies to you.

The examples contained in this Privacy Policy are illustrations only, and they are not intended to be all-inclusive. If you decide to close your merchant account or become an inactive customer, or if our vendors close or suspend your account, our Privacy Policy, as it may exist from time to time, will continue to apply. We may amend this Privacy Policy at any time, and we will inform you of changes as required by law. You may have other privacy protections under state laws, and we will comply with applicable state laws when we disclose information about you. This Privacy Policy applies to all accounts you may have with us, and it replaces all our previous disclosures to you about our information practices.

If you have any questions or comments about the Incom International Privacy Policy, please contact:
Incom Direct, LLC
Legal Department
2460 West 26th Avenue, Suite 260-C
Denver, CO 80211
Incom Direct's Privacy Policy is currently applicable only to Incom Direct's United States customers and visitors to our website. Cross-border or international transactions may have their own rules and practices.
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